Author: miketheinsguy
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So you have a Homeowners Claim, and don’t know what to do.
A loss has occurred at your home. You’ve filed a claim, and you’re waiting for your adjuster to be assigned, and have no clue what’s next or what the coverages do. In today’s article, I will walk through what a Claims process may look like. Each carrier has their own process, so it’s important to…
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The Inner Thoughts of a Claims Adjuster…
I’m sure just reading the title, one might ask “Mike, what do you mean the inner thoughts of a Claims Adjuster? Today’s discussion is something, that I have went back and forth with about writing, but I think it bares having a discussion. What is insurance? What is it for? I ask this question, and…
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Why’d my rates go up? Top Reasons For this.
WHATTTT IS THIS! Why are my RATES GOING Up! As a policy owner, your rates can increase for many reasons. Some of the top reasons can be: Mike’s recommendation is, whenever you run into an issue with your rates, before becoming upset, reach out to your insurance company. If you have an Agent, sit with…
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Auto Insurance 101 Pt. 2
Continuing on our journey of navigating the maze of insurance – let’s continue with the next line of coverage. Medical Payments, or Med Pay, pays for YOUR medical bills, due to an accident. This can cover the costs such as: an ambulance, hospital stays for you, and those in your vehicle. Personal Injury Protection, or…
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What are Alternative Dispute Resolutions?
What in the name of all that’s complex verbiage are Alternative Dispute Resolutions Mike???? Welcome back folks. Today, I’m going to let you in on some options you may have, if your claim settlement isn’t going how you feel it should go. Before jumping to sue your carrier, you have other options. Those options could…
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Auto Insurance 101
Congratulations!!!! After you have spent hours searching the internet, driving past dealerships, looking up google reviews, cruising different for sale by owners signs, you’ve found the vehicle that’s perfect for you. You’ve negotiated the numbers, signed all necessary paperwork, and about to receive your tags and keys, but the salesman asks you this one question,…
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They said I need Renters Insurance…Why?
Hello World. Thanks for coming back for another adventure in navigating the Maze of Insurance. So let’s get down to the nitty gritty. You’re trying to rent an apartment or home, and the rental owner/apt. complex has advised that you must purchase Renters Insurance. Well what is it…..and why do you need to invest in…
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Thanksgiving Shenaningans
It’s that time of the year, and if you’re like me and my family, November is the month of giving thanks, and adding on a pound or two for all the delicious food. For insurance though, it’s honestly one of the craziest months. Auto accidents rise, due to travel. Thefts increase due to increased online…
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Mike’s 10 Tips to Prepping for a Hurricane
If you have ever had the chance to experience a windstorm/rainstorm, you know to typically bring an umbrella, raincoat, and maybe some water-proof shoes. Well I’m here to tell you, NONE of That works On Hurricanes. I have had the pleasure of experiencing four hurricanes within the last 8 years of my life. Each one…
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Navigating at its finest…..
Hello World! I guess I should probably start with my name…but who has time for that! ^_^ If you are reading this, I am hoping it’s because you had an insurance question, and after racking your brain for 15 minutes, Google sent you to me to help…..hopefully. If not, that’s ok too. I welcome everyone.…
Mapping The Insurance Maze 