Mapping The Insurance Maze

If you have ever had the chance to experience a windstorm/rainstorm, you know to typically bring an umbrella, raincoat, and maybe some water-proof shoes.

Well I’m here to tell you, NONE of That works On Hurricanes. I have had the pleasure of experiencing four hurricanes within the last 8 years of my life. Each one has taught me something new, so I will share them with you.

Let’s jump right in!

10. Clean and organize everything prior to the hurricane landing. I’m sure one would think this is common sense, but we all have lives and things to do. There is nothing like having to fold laundry, when you’re worried about your roof coming off.

9. Scan/photograph important photos and place important documents in secured lockboxes. Also video your entire property. This will give you documented evidence of the property you’ve had in your home, prior to the loss. You never know when you will need access to the information.

8. Review your Homeowners Policy (Renters, Condo, Dwelling, Home) prior to the loss. Often times, accompanying hurricane force winds are: lightning, hail, flying debris, and rising flood waters. Make sure you have adequate coverage. If you have questions, reach out to your carrier for assistance.

7. Stock up on non-perishable foods. Typically most hurricanes pass within a week, so having enough meals to cover about 1.5-2 weeks should be sufficient. Peanut butter and jelly is a staple during hurricane black-out periods.

6. Be careful about stocking up on perishable foods. In the event that you lose power, you don’t want all your food to spoil. If you find yourself about to lose food, I recommend cooking them. How you may ask? On a grill. If you know someone, and it’s safe – grill it. Store in aluminum foil, and enjoy.

5. With that, I’d recommend stocking up on ice. If you don’t have a cooler, you can put ice in a cleaned tub to preserve your foods. I’ve even heard of some putting ice in the cleaned washing machine. Now I don’t know the harm that the ice would cause to the washing machine, so govern yourself accordingly, but it’s an option.

4. Bring all outdoor equipment, that can fit inside in. Toys, bikes, signs etc. become susceptible to violent winds, and can be thrown all around. Bring it inside.

3. It should go without saying, bring the family pets in, if they are not already.

2. Build a hurricane supply kit. This should include things like: batteries, candles, first aid kits, lighters, flashlights, a battery powered fan. You never know when the electricity will go out, and when it will return, so having these essential items can keep you out of the dark.

1. Have enough water, juice, ice available to quench your thirst, and keep medicines on ice.

If you find yourself prepping for a hurricane, I hope this helps.

~ Til Next Time!